What buying actually costs.
Stamp duty, cess and registration, the numbers that are not in the brochure.
Calculate your cost
Your statutory cost
| Stamp duty at 5% | ₹0 |
|---|---|
| Cess 10% of the stamp duty | ₹0 |
| Surcharge 2% of the stamp duty, within BBMP | ₹0 |
| Registration charge 2% of property value | ₹0 |
| Total statutory cost | ₹0 |
| Property value plus statutory | ₹0 |
GST may apply additionally on an under-construction property. It is not included in this calculation.
Indicative only. Stamp duty is charged on the agreement value or the government guidance value, whichever is higher, so your actual liability may be higher than a calculation based on agreed price. Rates as published August 2026 and subject to change. Confirm before transacting.
These are only the statutory costs.
Legal fees, Khata transfer, loan processing and GST sit on top. Ask us for a full costing on your specific property.
How this is worked out
- Stamp duty runs on slabs of the property value: below ₹20 lakh it is 2%, from ₹20 lakh to ₹45 lakh it is 3%, and above ₹45 lakh it is 5%.
- Cess is 10% of the stamp duty amount, not of the property value.
- Surcharge is 2% of the stamp duty amount within BBMP limits and 3% outside, again not of the property value.
- Registration is 2% of property value, raised from 1% with effect from 31 August 2025.